“Approach on you guys! It doesn’t take a genius to figure out how stupid these TV commercials are getting!” Now you’ve got the caveman doing a “crummy” rendition of a supposedly Disco dance! If Disco music was this bad, it would have never survived the 70′s. It’s bad enough that Geico Insurance insults peoples intelligence by constantly showing us these “stupid” TV commercials everyday, but now you insult our “Disco” American culture with bad music!
Most of Geico Insurance customers now days were probably “Big Fans” of Disco music, back in the 1970′s. Simply because a lot of young people that live at home with their parents, have their car insurance under their parents name, thus in return most young people DO NOT buy car insurance. Using TOP name celebrities like “Peter Frampton” or “Little Richard” was a bad idea for Geico. These celebrities must be “getting really hard up to accept such an act of stupidity!”
Ironically, what a lot of people DO NOT realize is how serious automobile insurance can be? If you hit someone with your vehicle and they are seriously injured. Most likely their attorney will file a lawsuit against you! Automobile accident lawsuits are filed against the driver that caused the accident and NOT the insurance company.
If you go to court, “Is Geico going to get the caveman to represent you in front of a jury? ” I think not. Although attorneys are NOT allowed to mention the name of the insurance company during the trial, but can ask “Do you have any disagreements with Geico Insurance? ” during jury selection. The jury will then realize that it’s Geico Insurance who will pay the bill. “Hopefully the caveman will not be your attorney!”
The attorneys I have talked to, set that Geico Insurance is not that bad about settling out of court. Unlike Statefarm and Allstate which will always go to trial for any injury, which we ironically seem to pay higher insurance premium prices for? These two companies do seem to have decent commercials regarding your car insurance policy.
Personally, I maintain that Geico needs to “Update” their TV commercials or advertisement campaign. At the present time, they are just taking up TV viewers time with nonsense and “stupidity” I am positive Geico pays these TV advertisement companies an enormous amount of money each year!
My advice for Geico, if they want to keep their existing customers, and possible future customers, is to do away with these “stupid” TV commercials and try something more modern. Perhaps using a parody of some kind taken from a movie? TV viewers still love entertainment and will most likely appreciate the creative change.
Thanks for reading,
Phillip Chambley.
Filed under Automobile Insurance Quotes by on Feb 22nd, 2011. Comment. 
How do car insurance companies calculate settlements? Well I have an eye opener for you! Being an ex-car insurance representative I have the low down on what the car insurance company doesn’t want you to know.
The first step they divulge an insurance representative is to approach every situation with a skeptical eye. We create sure that all the specific policies were followed:
- Stay on the scene of the accident.
- Contact the police and have them fill out an accident report.
- Take pictures of the accident.
- Contact your insurance company immediately.
The insurance company has several checks and balances in place to insure (no pun intended) they are a profitable business. When the initial report comes in the insurance company will tell the claimer on the next steps to take. Depending on the type of coverage the claimer has for their vehicle depends on the next steps. If the claimer has liability insurance only. Well they are out of luck for their car. Liability only covers any damage the claimer does to other persons or property. Comprehensive coverage is a different story. In that case we will ask the claimer to rep three estimates. If the damage succeeds the value of the claimer’s car then they’re only getting paid for the value of the claimer’s car.
If the claimer is an individual making a claim to another insurance company then this is a totally different memoir. If the claimer broke any traffic violations then do not count on getting paid. For example if the claimer was parked outside the yellow lines and someone backs into their car. The claimer will have to make a claim to the person who hit their car insurance company. They will roar the claimer to salvage estimates. When the police report comes in and says the claimer was parked outside the yellow lines the claimer will not get paid.
There are many leaps and bounds that a claimer trying to settle with an insurance company must over reach. The insurance companies try to be as customer friendly as possible while still being a business and making money. It is always the best to check with your insurance company’s policy. Then if an depressed situation such as an accident arises you will be prepared. Being prepared for the worst, having a calculated plan, and knowing your insurance company’s policy saves the claimer a lot of headache in the long run.
Filed under Automobile Insurance Quotes by on Jan 21st, 2011. Comment.
